Taking payments online is a great way to get paid. You won't have to worry about hassling the buyer on-site and you can focus on the inspection. But how do you choose which provider to use? Here's a few tips:

Fees

Both Square and Stripe offer simple, easy-to-understand pricing: 2.9% + 30 cents per transaction. If you plan on taking all your payments online, the only difference between the two is which dashboard you like better. Check them out and decide for yourself!

Authorize.net has a number of vendors. One that caters to home inspectors is Guardian Financial. The fees are more dependent on volume, credit, and what kinds of cards your clients use, so contact them for more details. We often hear that higher-volume inspectors (25+ inspections per month) often save money with Authorize.

Setup Time

Square and Stripe offer quick setup - all you need is your EIN and some basic company info. Authorize requires you to have a merchant account, which means some additional paperwork to get up-and-running.

On-Site Payments

If you also want to take payments on-site, Square offers readers that allow for that. If you use our Square integration all of your payments, whether on-site or online, will be in the Square dashboard.

Stripe plans to release on-site readers in 2019.

Payment Speed

Square often has payments in your bank account the next day. Stripe's initial payment may take a week, but as you do more volume the bank deposits get faster until they are next-day.

Authorize.net deposits are often same-day or next-day.

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